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How to Get Rid of Expensive Bills While Travelling Abroad



Travelling refreshes body and mind, it heals every little scar in our mind. Travelling gives memories worth of cherishing for a lifetime. Travelling without a comprehensive travel insurance plan can lead to problems where you will find difficulties to manage your finance. Many a times, people go through accidents, mishaps or any unwanted incidents during their holiday period. Also they are not aware of their insurance plans and try something new which becomes hefty for them later. People spend too much of money while they are travelling if the trip is not planned in a proper manner. To get rid of expensive bills while you are travelling, you need to follow certain measures-

Research a lot and learn about the place where you are travelling. Before you decide to travel to a particular country, you must be well known about its rituals and customs. You have to be well acquainted with the rules and regulations of a country to save yourself from a pitfall. Travel advice regarding that country or purchasing an appropriate guidebook would help you to get rid of expensive bills during a trip. If you want to get rid of any kind of legal complication, be well versed with the legal system of the country you are about to visit.

Go for a travel insurance policy that will cover majority of your entertainment and fun activities. There are a lot of travel insurance plans where most of the activities are not covered. Go for the one that covers all that you have planned for the trip. This will help you to get rid of expensive bills that may be too much for you to bear. You also need to apply for an ehic card if you are planning to travel somewhere in the European Region or in Switzerland. Ehic card helps you to get access to any kind of state healthcare benefits in the European Economic Region and in Switzerland. A good travel insurance plan would prevent you from spending money for any kind of fun outdoor activities or even in terms of any unwanted accidents. To apply for an ehic you have to visit the National Health Services website for more details. For getting a suitable travel insurance plan, you have to search internet or talk with the travel agents in order to get a nice plan.

Be acquainted with the place where you are going to travel. You have to know every detail about the place you are going to stay and whether there are any hidden charges involved along with the hotel fare. Also be sure about the kind of food you would like to have and research a lot to find a pocket friendly food joints near your hotel.

If you are planning to shop, search for places where you will get good stuff at rates within your budget. This will prevent you to spend too much of money for buying stuff for your close ones. Make a note of all those places that have good stuff at pocket friendly rates.

Apart from all these, plan day to day activities of your trip. This will save you from the last minute plans that involved unwanted expenses. Also make a note of emergency numbers and get your travel documents ready beforehand. This will save you from any confusion while you are in difficult situations. These are the times when people panic and tend to spend a lot of money.

You need to apply for an ehic card and also get your travel insurance ready at least 15 days before you leave for your trip. An awesome trip only involves proper planning that will save you from unwanted expenses and unnecessary expensive bills.

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Why is it important to accept yourself?



Humans are unique in that we have a keen sense of belonging. But that sense of belonging, however, is hugely mismanaged to the point of not accepting who we are. We go through life hoping we can be more like someone else. And if we do not end up like that person, we become unhappy. If you want to improve your self-esteem, you must first embrace who you are as a person. It will take plenty of courage to accept yourself, just like accepting an outcome from spiny bez depozytu game. But accepting yourself is simply seeing things the way they are and stop comparing yourself with others by showering yourself with some real love and care. In this short walk, let us look at seven (7) reasons why you need to accept yourself.

  1. You are still being made-Don’t be hard on yourself or say terrible things because you are not perfect. Perfection does not exist. Just try to be the best person you can be.
  2. Your past makes you who you are. – Your mistakes do not make you who you are. Making mistakes shows that you are a person. Admit that you did something wrong, forgive yourself, learn from it, and move on.
  3. There is no need to treat you like a copy – Your imperfections help you to stand out in a crowd, while your trials allow you to inspire others. Accept and embrace it. Do not try to escape it.
  4. Your past errors are a lesson, not a death sentence – Every stage of your life teaches you something. The teachings can be found. Then, figure out how to just be the best version of yourself within this period.
  5. Your stress levels will be lower – You’ll also have less anxiety because you will not have to look outside yourself for happiness. If you find acceptance and contentment within yourself, you will not need to look outside of yourself for happiness anymore.
  6. You are more powerful than you know – During a storm, you may feel utterly drained and helpless. Recognize that you are more resilient than you believe and that whatever you are going through will be over in no time flat. You are going to be fine.
  7. Comparing oneself to others is a waste of time – Comparisons with others are harmful. Every aspect of your trip is custom-made for you. As a result, you will only see and hear what they need you to hear and see.

If you do not accept yourself, the following will happen:

  • Insecurities – Self-esteem issues may arise if you don’t accept who you truly are.
  • Keeping a false Identity – Trying to be someone you are not a surefire way to lead a fictitious life. Is your life quite different from who you are? If so, it may be time to seek help. It is time to find a solution!
  • A feeling of unhappiness – Neglecting your inner guidance system, your values, and your heart’s aspirations is the result of all the above, and it prevents you from fully experiencing life.
  • Being a victim – It is easy to fall prey to the negative of others if you do not accept yourself as you are.
  • A lack of self-confidence – When you are unsure of the person you are or what you want, it might lead to low self-confidence. Feeling like a victim can exacerbate this situation even further.

More than anyone else, you need yourself. It does not make a difference what people say about you. But it does matter what you take in for yourself. It does not matter what they think about you. Your opinions about yourself do matter. So, make sure you have good thoughts about yourself and just be yourself.

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Ford’s labour law rollbacks are another blow against Ontario workers



Announcing plans for new labour legislation, a beaming Premier Doug Ford assured us earlier this month that “we’re going to make sure we’re competitive around the world.”

At first glance, that statement might lead us to believe the premier, especially given his commitment to act “for the people,” was vowing Ontario would make sure its workers got as good a deal, or better, than workers elsewhere in the world.

But that’s not what he meant at all.

In fact, he meant just the opposite — that he would ensure our workers got a worse deal than workers elsewhere.

That is the perverse thinking behind the economic philosophy that has dominated North American politics in recent decades: that workers must offer themselves up at the lowest possible wage with the fewest possible benefits in order to create an attractive investment climate for businesses that might otherwise move elsewhere.

Despite the persistence of this theory, there’s little evidence to support it: most low-wage countries remain that way, while the high-wage nations of Europe and Scandinavia continue to excel in global competitiveness. Undeterred, Doug Ford is rolling back labour legislation, updated last year after a two-year review with extensive public consultations, and replacing it with a bill hastily assembled behind closed doors, with heavy business input.

Gone is the minimum wage hike to $15 an hour. So, just like that, faster than you can say “for the people,” Ford has cancelled what amounted to a $2,000 annual pay increase that was headed for the pockets of the lowest-paid people.

He’s also cancelling the two paid sick days a year, even though 145 countries (most of the world’s nations) already offer some form of paid sick leave. Think how competitive we’ll be without it! That should give us a leg-up on Guatemala and Botswana!

Business commentators argued that the higher minimum wage would drive businesses elsewhere, presumably leaving Canadian customers happily ordering their coffee-to-go from far-away places. Commentators made the same argument last year, when the minimum wage was raised to $14 an hour. However, Ontario’s unemployment rate fell to 5.4 per cent, its lowest level in 18 years.

Killing the $15 minimum wage is another victory in the long-running class war, sometimes called neoliberalism, in which business-funded think-tanks have shaped the public debate, convincing us we must design our economy to please business interests.

And we’ve done that, slashing taxes on corporations and the rich, signing trade deals designed to protect corporate rights, weakening labour laws and making it harder for workers to organize into unions.

The result has been … well, pretty much what you’d expect when all economic laws have been redesigned to benefit the elite.

In his new book, The Age of Increasing Inequality, Dalhousie University economist Lars Osberg notes that the incomes of the top 1 per cent have doubled since 1982.

Meanwhile, the bottom half of Canadians, some 13.5 million people, are earning less than they did in 1982 (in inflation-adjusted dollars), Osberg shows. Only Canada’s social safety net — child, disability, welfare benefits, etc. — prevents them from actually being worse off than they were in the early 1980s.

Of course, the neoliberals have been shredding the safety net as well.

Ford has moved quickly to diminish Ontario’s safety net, ending the Basic Income project and making cuts to social assistance. Among other things, it now reportedly takes longer for those on disability to qualify for a wheelchair. Ford is planning an additional $6 billion in spending cuts.

In an analysis done before last spring’s election, economic consultant Edgardo Sepulveda projected that the NDP’s platform would reduce inequality “moderately” and the Liberal platform would reduce it “slightly,” but Ford’s PC platform would move the province in exactly the opposite direction, increasing inequality “significantly.”

Given the speed and scope of Ford’s changes already, Sepulveda now believes that inequality in the province will increase “even more and faster.”

So, after decades of losing ground to the elite, millions of Canadians will find themselves falling behind deeper and faster under Doug Ford.

On the bright side, think of how competitive we’ll be. In the race to the bottom, nobody beats Ontario!

Linda McQuaig is a journalist and author. Her book Shooting the Hippo: Death by Deficit and Other Canadian Myths was among the books selected by the Literary Review of Canada as the “25 most influential Canadian books of the past 25 years.” This column originally appeared in the Toronto Star.

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3 ways Artificial Intelligence will change the world



When it comes to A.I. (Artificial Intelligence) the implications of recent advances in Artificial Intelligence have spurred heated debate globally and for very good reason. When you begin to look at the factual implications of A.I. the rubber meets the road at the end of the day. As you begin to do the digging on this topic the warts and all start to come out so in this piece we can take a look at how these pieces begin to fit together in the real world. As science fiction transforms into science fact in front of our eyes and becomes our reality.

A.I. products are slowly infiltrating homes and workplaces at breakneck speed. This is now raising concerns about the possible potential detrimental effects of A.I. on the job market, modern day or even about the dangers of an A.I. singularity, where sentient robots take over the world and destroy humans which with the way things are developing today this is getting dangerously close to becoming a real situation. Later on in this article we will point out some of the links as to how this just might pan out but always with the proof to back up the claim.

While these points are all valid for discussions, I feel that the focus of A.I.“should”not be just on cool home gadget or on process optimisation and automation. Instead, A.I. could be used to fundamentally rethink how we solve the world’s problems. In an ideal world this might be the case but as things stand currently we have a lot of the solutions to the world’s problems already and the threat, at this point is coming from the implementation of A.I. itself.

Although A.I. has the potential to improve things like healthcare, education, poverty and security in general. A.I. machines can do some very beneficial things already today that humans will simply never be able to especially at breakneck speeds. If we allow that leverage to accelerate A.I. could positively impact society, business, and culture on the order of magnitude never before seen and not just on the internet itself but we will still have to build in (in my opinion) a kill switch.

We as human we process millions of sensory inputs automatically and constantly, allowing us to learn and respond to our environment. But the human brain only contains about 300 million pattern processors that are responsible for human thought so what if the A.I. began to use trillions of calculations a second? Adding to this what if the A.I. became self aware? What if we could amalgamate all of our amazing ideas with not just more data, but also orders of magnitude more data processing capability? Imagine how we would have to rethink every single problem that exists today with the correct knowledge. Think how the world would change overnight!

With today’s primitive level of A.I., there is more than enough technology out there to start doing exactly this. The examples below draw from a variety of industries to illustrate the magnitude of social impact possible when we couple A.I. with human skill and ingenuity.

  1. Precision Medicine

A.I. is driving the adoption and implementation of precision medicine: an emerging approach for disease treatment and prevention that takes into account individual variability in genes, D.N.A. environment, and lifestyle for each person. Think of it as a type of medical personalisation. For example, around 25,000 people in the US are diagnosed with brain tumours every year so A.I. might be able to help with this for example. Precision medicine could allow doctors and researchers to pool and predict more accurately which treatment and prevention strategies for a particular disease will work in which groups of people.

Many of the answers lie in the vast amount of medical data already collected but not all of it is made accessible to the public.Ayasdi uses A.I. algorithms likedeep learning to enable doctors and hospitals to better analyse their data. Through their work, medical practitioners have been able to identify previously unknown diabetes sub-typesthat could lead to better therapies that can work better for certain types of patients rather than others.

  1. Cybersecurity

There were around707 million cybersecurity breaches in 2015, with554 million in just the first half of 2016. The impact of just a few of these attacks, such as foreign governments potentially biasing US presidential elections, is truly scary.

Security teams struggle today to work through the increasing number of alerts generated by traditional tools so it is imaginable that in the same way these types of A.I. could be used to defend systems it could also be used to breech them.

The self-learning and automation capabilities enabled by A.I. can increase effectiveness and reduce costs, keeping us much safer from terrorism or even smaller scale identity theft but we have to remember who or what the real threat is. A tool can be used for both good and bad after all. A gun never shot anyone the person using it did.

A.I. based solutions are already in the big wide world and can be more proactive and can pre-empt attacks in the pre-execution state by identifying patterns and anomalies associated with malicious content.

  1. A Conscious Warning

Pretty much of this article has been predominantly about the A.I. aspect but let us take a look a little deeper into this aspect for a moment and at the same time look at some of the additional aspects to the bigger picture. Let’s start with the word, government which is one example to look at first off. What does it mean? Well the black’s law dictionary has the definition of this as the following:

“The regulation, restraint, supervision, or control which is exercised upon the individual members of an organized jural society by those invested with the supreme political authority, for the good and welfare of the body politic; or the act of exercising supreme political power or control.” – rendan Wilde –

Which is point number one. This means there are means in place to control all of the people if very simply put. Those who wish to enforce total control will make every effort to do just that no matter what this may involve.

Point number two: What could happen if “government was replaced by A.I.?” If this were the case how would we be affected and to what degree? There are many aspects to this but for an example let us look at point number three:

Cloud based computing and how the cloud is integrating with the A.I. on the internet as we speak. Ok we can see this is a feasible aspect so we move on.  R.F.I.D. chips that are implantable. If we then move on to the next aspect we will find there are ways to connect the RFID’s to the net via the internet. Radio Frequency Identification. I.e remote connection to the internet via radio frequency signals. So the next step is to connect the individuals brain to the chip which is being mandated via vaccinations through the W.H.O through the vaccination program.

Then comes the last but not least step to connecting all people to the A.I. on the web remotely and on this note we should all be aware of the reality of the A.I. and why we need to be aware of the situation as it unfolds step by step.

There is one key to the end of this post and those who read it will absolutely see where it is going. This is why we all must look at the A.I. situation and remain alert to the fact we could end up being plugged into the A.I. net once and for all and for good. Forbes information in this last link was written with contributions from Lauren Taylor, Principal Consultant in Frost & Sullivan’s Visionary Innovation Group. The information contained in this piece is based on sound science and factual data as well as the professional research behind all of it.

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